My mom has always taught me how to live within my means. But I naively and stupidly ignored that valuable lesson once I started earning money. My mom was from the province, just like most people who are living now in Manila. She only finished grade school and has been a blue-collar worker since her […]
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6 Reasons Why People Get Into Debt
In order to avoid ruining our lives in the near future, we should take some time in understanding the reasons why people get into debt and what we can do to deal with it and avoid being in the same situation in the future. Before the global pandemic brought by COVID-19 hit us, I had […]
High Yield Peso Time Deposit Accounts in the Philippines – 5 Year Term – Updated Jan 2022
Saving money in the banks is one of the safest ways of keeping our hard-earned money. It’s also one of the safest ways of making our money grow. However, as the years go by, making your money grow in the bank seems almost impossible because of the decreasing interest rate. Luckily, there are still banks […]
Savings Accounts with Free Life Insurance in the Philippines – Updated Jan 2022
Life insurance is something that we all aim to have. However, with the increasing cost of living in the cities, we find ourselves running short of money to pay for the things that we ought to have such as life insurance. Despite knowing how important it is to have life insurance, it’s something that not […]
Top 7 Myths About Shopping at Thrift Stores – Debunked
There are a lot of myths about shopping at thrift stores that prevent people from trying it out. I have been shopping at thrift stores for more than a decade now and almost all of my clothes are from thrift stores. And recently, I have been also buying a lot of my clothes and other stuff […]
Top 9 Reasons Why Tracking Your Expenses is Important
If there’s one thing that I wish I could have learned sooner, it is the importance of tracking my expenses. Back when I was still studying, I used to have a weekly allowance. My parents use to give me a small amount of money that I had to budget for five to six days. And every Sunday, […]
6 Tips on How to Save Money on Gadgets
Electronic gadgets such as laptops, tablets, smartphones, cameras, etc have become integrated into our daily lives. For people like me, it feels like it was just yesterday when only a few people own them. But now everyone has one. Heck, even young children have electronic gadgets nowadays. Part of the reason why a lot of […]
How to Shop Effectively at Thrift Stores
If you like to dress up without busting your wallet then you need to know how to shop effectively at thrift stores. Do you like dressing up but don’t have enough money to spend on clothes? Do you like to keep on updating your wardrobe with fashionable pieces? Are you fond of vintage pieces? How […]
9 Easy Ways to Save Money – Start Now
There are tons of easy ways to save money. However, our lack of discipline and continuous exposure to consumerism makes saving money is easier said than done. Every New Year’s Eve, we all promise ourselves that we are going to save money the following year and we all end up breaking that promise to ourselves. […]
How to Stop Impulse Buying – 10 Effective Ways
Knowing how to stop impulse buying will be one of the most effective ways of helping you save money. We always find ways and reasons why we need to buy particular stuff regardless if we really need it or not. We easily get carried away by the raging consumerism waves created by the marketing hype we […]