Almost everyone I know is searching online on tips to save money. Knowing how to save money is more important than ever. A lot of us are now living in uncertainty, fear, and tremendous stress and worry. The ongoing pandemic has wreaked havoc in almost all countries around the world. The world almost stopped as […]
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Stay Broke – My Plan Until I Stabilize my Finances
I have been working my a$$ off in transitioning my side-hustle into a full-time hustle in the past couple of years. I was just starting to see the fruits of my labor when the pandemic hits and of course, just like any other small business, my online store got affected so much. As I’m contemplating […]
Avoid the Lifestyle Inflation Trap – 5 Simple Steps to Follow
A lot of us often think that having more money in our pockets will solve all of our woes and issues in life. So we work hard. We work harder than most of our colleagues, just to be ahead of everyone else. However, for a lot of people, once we get the promotion or the […]
How to Choose the Right Bank for your Savings Account
Choosing the right bank for your savings account is one of the most important considerations in saving money. If you have not started saving money yet, then I highly consider that you do so. Saving money is one of the things that I wished I have learned earlier in life. Most people that I know […]
How to Live Within Your Means – 10 Easy Steps to Guide You
My mom has always taught me how to live within my means. But I naively and stupidly ignored that valuable lesson once I started earning money. My mom was from the province, just like most people who are living now in Manila. She only finished grade school and has been a blue-collar worker since her […]
6 Reasons Why People Get Into Debt
In order to avoid ruining our lives in the near future, we should take some time in understanding the reasons why people get into debt and what we can do to deal with it and avoid being in the same situation in the future. Before the global pandemic brought by COVID-19 hit us, I had […]
High Yield Peso Time Deposit Accounts in the Philippines – 5 Year Term
Saving money in the banks is one of the safest ways of keeping our hard-earned money. It’s also one of the safest ways of making our money grow. However, as the years go by, making your money grow in the bank seems almost impossible because of the decreasing interest rate. Luckily, there are still banks […]
Savings Accounts with Free Life Insurance in the Philippines
Life insurance is something that we all aim to have. However, with the increasing cost of living in the cities, we find ourselves running short of money to pay for the things that we ought to have such as life insurance. Despite knowing how important it is to have life insurance, it’s something that not […]
Top 7 Myths About Shopping at Thrift Stores – Debunked
There are a lot of myths about shopping at thrift stores that prevent people from trying it out. I have been shopping at thrift stores for more than a decade now and almost all of my clothes are from thrift stores. And recently, I have been also buying a lot of my clothes and other stuff […]
Top 9 Reasons Why Tracking Your Expenses is Important
If there’s one thing that I wish I could have learned sooner, it is the importance of tracking my expenses. Back when I was still studying, I used to have a weekly allowance. My parents use to give me a small amount of money that I had to budget for five to six days. And every Sunday, […]